HDFC Bank Lifts Q2 Profit 5% as Interest Income Rises 9.7%

HDFC Bank reported net profit of approximately ₹19,510 crore in the second quarter of fiscal year 2027. This was roughly 5% higher than a year earlier. Net interest income (NII) rose 9.7% to ₹34,619 crore, supporting profit growth. Net profit fell slightly short of some analyst expectations.

Total deposits increased 18.8% year over year to ₹33.3 trillion. Gross advances grew 16.3%.

The gross non-performing asset (NPA) ratio improved to 1.11%, down from 1.17% in the prior quarter. Net interest margin (NIM) stood at 3.16% on total assets.