Toast is trading at $32.05 (-4.41%) after Q3 EPS of $0.29 missed the cited analyst estimate of $0.37. - Revenue was $1.98 billion, and Toast raised full-year adjusted EBITDA guidance to $840 million–$850 million; the report ended a seven-quarter earnings-beat streak. - Management said Toast is prepared to defend itself against the FTC lawsuit over alleged fees and cancellation practices. CFO Elena Gomez’s planned departure was announced with the results.