PROG Holdings is trading 14.7% down in pre-market at $25.26 on October 28, versus its October 27 close of $29.61, after third-quarter results missed analyst estimates. - Adjusted EPS was $1.06 versus $1.09 expected; revenue was $725.8 million versus $737.83 million. - Management cut 2026 adjusted EPS outlook to $4.70–$4.85 from $4.75–$5.00, citing ongoing consumer pressure. - Core Progressive Leasing revenue declined 0.7% year over year, despite consolidated GMV growth of 58.9%.