National Bank Holdings Corporation reported second quarter 2026 revenue of $129.1 million and GAAP diluted EPS of $0.58, both missing analyst expectations. Excluding acquisition and restructuring charges, adjusted diluted EPS was $0.78.

Key Highlights

  • Net Interest Margin (NIM) on a fully taxable equivalent basis contracted 12 basis points sequentially to 3.94%, driven by lower yields on earning assets.
  • The company achieved record quarterly loan fundings of $926.9 million, contributing to a 6.8% annualized increase in total loans, which reached $9.8 billion.
  • Credit quality remained stable, with annualized net charge-offs at 0.27% of total loans and non-performing loans holding steady at 0.31% of total loans.
  • The bank's capital position remains strong, reporting a Common Equity Tier 1 (CET1) ratio of 12.29%, well above regulatory thresholds.