Mastercard has announced strategic partnerships with OpenAI and Tencent to advance agentic commerce, in which AI agents make purchases on consumers’ behalf. The collaborations, highlighted during the company’s recent Q3 2026 earnings call, mark Mastercard’s effort to build payment infrastructure for the next wave of e-commerce. [3, 4]
The OpenAI partnership will use Mastercard’s Agent Pay technology to enable secure, tokenized payments through AI agents. [2, 4]
The collaboration with Tencent’s TenPay Global will explore agentic payments and seek to improve cross-border payment interoperability and remittances for international visitors in China. [1, 7]