ING Groep N.V. delivered a solid performance in the third quarter of 2026, reporting a net result of €1,850 million, up 3.5% year-on-year. The results were supported by robust commercial momentum, including €11.0 billion in net core lending growth and a 9.3% increase in fee income. On the back of strong capital generation, the bank announced a new €1.9 billion distribution to shareholders, maintaining a healthy CET1 ratio of 13.3%.
Key Highlights
- Net profit rose 3.5% year-on-year to €1,850 million, resulting in a Return on Tangible Equity (ROTE) of 16.3%.
- Fee income grew 9.3% year-on-year to €1,273 million, driven by strong performance in Daily Banking and Trade Finance.
- The bank added 259,000 mobile primary customers during the quarter, with notable contributions from Germany, the Netherlands, and Romania.
- Total net core lending grew by €11.0 billion, while net core deposits increased by €12.1 billion during the period.