For the third quarter of 2026, First Hawaiian Inc is expected to report consensus revenue of $229.2 million and earnings per share of $0.59, with its current stock price of $25.39 trading below the average analyst price target of $29.11.
Investors are primarily focused on the bank's Net Interest Margin (NIM) and updates regarding its pending all-stock acquisition of TriCo Bancshares, which is currently undergoing regulatory and legal review.
The bank recently outperformed Q2 expectations with a NIM of 3.25%, supported by favorable loan repricing and effective management of deposit costs. However, analysts remain cautious about potential economic headwinds affecting the Hawaiian tourism sector and the high concentration of commercial real estate in the company's loan portfolio.