Capital One Financial Corporation filed its monthly credit metrics report for the period ending June 30, 2026. The report details net charge-off and delinquency rates for its key loan portfolios, showing a 4.37% net charge-off rate for its domestic credit card business.
Key Details
- Domestic Credit Card: The net charge-off rate was 4.37% and the 30+ day delinquency rate was 3.39%.
- Auto Finance: The auto loan portfolio reported a net charge-off rate of 1.65% and a 30+ day delinquency rate of 4.32%.
- Nonperforming Loans: The nonperforming loan rate for the auto portfolio was 0.61% as of month-end.