PT Bank Central Asia Tbk (BBCA) reported a consolidated net profit of Rp 29.5 trillion for the first half of 2026. This figure represents a 1.8% increase compared to the previous year.
Loan disbursements grew 8% annually to reach a record Rp 1,036 trillion. This performance marks the first time the bank's lending surpassed the Rp 1,000 trillion threshold.
Non-interest income rose 11% to bolster performance. This growth offset a slight decline in net interest income during the period.
Current and savings accounts (CASA) increased 10.2% to Rp 1,082 trillion. These solid funding levels helped the bank maintain a stable cost of funds.
The bank maintained healthy asset quality with a non-performing loan (NPL) ratio of 1.9%.